About the Author

Michael Stultz is the managing partner of Stultz & Stephan, Ltd., a law firm that represents Ohio’s banks and credit unions. He focuses his practice on commercial litigation, lender-liability defense, complex loan workouts, and creditor’s rights in bankruptcy. He has successfully represented Ohio’s banks and credit unions in high-stakes cases at the state and federal levels, including before the Ohio Supreme Court.

Michael also assists Ohio’s banks and credit unions operationally in areas such as contract negotiations, vendor management, loan drafting, employment matters, shareholder disputes, and mergers and acquisitions.

Michael is a frequent speaker before financial-institution trade groups, such as the Ohio Bankers League and the Ohio Credit Union League, on topics that have included consumer and commercial bankruptcy, large-scale real estate defaults, commercial and consumer lending, trends in lender liability, collections, compliance, and foreclosures.